Here are the best resources for
credit card services scams
Bad Credit? Can't Get A Credit Card? Yes You Can!
Most people don't give much thought to the importance of credit until they need it. When they go to apply for a credit card they discover that their bad credit keeps them from getting a card, or a card at a decent rate. Most people want to pay their bills, and remain in good credit standing. Nobody wants to be seen as a deadbeat to the credit card companies, but because of a couple of tight financial situations in the past they cannot get approval for a credit card. There is a way around this problem.
There are a few companies out there that understand your situation, and want to help you to obtain a better credit rating. These companies offer secured credit cards. A secured credit card is a card that you make a deposit to which determines your credit limit. You can use your card just like any credit card, but your purchases are limited to your deposited amount, (similar to a debit card). Before applying for a secured credit card you must make sure that the card reports to the major credit reporting agencies. If they do not report then that card is nothing better than a glorified debit card. In extremely simplified terms when a secured card sends reports to the major credit reporting agencies they are showing that you are paying off your debits, (since they're prepaid), and you are less of a credit risk. After time you become more appealing to other credit card companies and you will more readily be accepted for traditional credit cards.
Improving your credit is not a quick and easy task. There are many other things that factor into your credit score, but this is one action that you can take on your own. A secured credit card may not fix severely damaged credit, but for many people it's a step in the right direction.
*Before applying for any credit card be sure to read, and understand the 'terms and conditions' of the card.
About the Author :
Kevin is the webmaster of http://www.plasticmine.com. Plasticmine is an easy-to-use website designed to give you apples to apples information so you can make a quick, informed decision on the credit card that is right for you.
More Useful Resource and Updates on credit card services scams
- Analysts weigh credit card impact of Biden VP bid (ABS-CBNNEWS.com)
DENVER - Credit card industry analysts are wary of the sector's regulatory outlook if Barack Obama, a harsh critic of their business, becomes U.S. president with their longtime ally Joe Biden as vice president.
- Man Sentenced for Stealing Credit Card Numbers 8/29/08 (CBS 7 West Texas)
A 20-year-old Pecos man accused of stealing credit card numbers at three local restaurants was sentenced to two years in prison. Gonzalo Reyna was found guilty of credit card fraud and aggravated identity theft.
- Secured card can help you build credit (Bankrate.com via Yahoo! Finance)
A secured credit card can help rebuild your payment history if you have bad credit, says Dr. Don Taylor.
- Pleasant Grove police crack theft and credit-card-fraud ring (Deseret Morning News)
Police officers have cracked a theft and credit-card fraud ring, leading to the recovery of thousands of dollars of stolen items ranging from plasma TVs to underwear.
- Man arrested for using dead grandma's credit card (Deseret Morning News)
Police arrested a man who they say bought gas with a credit card sent to his deceased grandmother's estate.
- QCR Holdings, Inc. Announces Gain From the Sale of Merchant Credit Card Acquiring Business (GlobeNewswire via Yahoo! Finance)
MOLINE, Ill., Aug. 29, 2008 -- QCR Holdings, Inc. announced today that the Company has sold its Merchant Credit Card Acquiring business to Veracity Payment Solutions, Inc. . The transaction will result in an after-tax gain of approximately $3.0 million in the third quarter of 2008.
- Brazen credit card theft leads to conviction (The News)
NEW?GLASGOW ? A 25-year-old woman who stole John Hamm?s credit card from church and worked with her common-law partner to steal a purse from an elderly lady in Stellarton has been sentenced to probation.
- Cuomo calls on gas stations to stop surcharges on credit card customers (The Journal News)
ALBANY - Attorney General Andrew Cuomo is warning gas stations across the state not to engage in "bait-and-switch" tactics by posting lower cash-only prices for gas and then charging higher prices for credit card customers.
- Credit Card Protection Scams Shut Down
... News Recalls Complaint Form Scam Alerts. Rogues Gallery Good Guys ... the Commission's crackdown on sellers of bogus credit card protection services. ...
- Scams
AARP offers tips on how to avoid travel scams. Wire Transfers Are Scam Signs ... AARP Credit Card Services. AARP Investment Program. Related Links ...
- 5GBFree - 404 Page
- Welcome to Partner Card Services
Apply for a credit card online - Household Bank is a leading issuer of MasterCard products. ... fraudulent emails and online scams. © HSBC Card Services Inc. ...
- Medicare Drug Discount Card Scams
... drug discount card by calling you or coming to your home, it's a scam.How do you ... AARP Credit Card Services. AARP Investment Program. Related Links ...
- Credit Repair: Self Help May Be Best
Consumer information from the FTC about credit repair schemes.
- Wells Fargo Credit Cards
Choose from Wells Fargo credit cards with low intro rates, no annual fee, optional rewards, and more. Which card is right for you? ... Card Features and Services ...
|
